One of the most exciting and intimidating aspects of growing up is becoming financially independent. Opening a credit card account is usually the first step for an individual to build credit and manage their own money. Building credit is an important aspect of financial responsibility because it will allow you to take out loans, insurance plans, cell phone contracts and … Read more
Many of us fit into two categories; those who are responsible when it comes to finances and those who aren’t. If you fall into the latter, you need to read this.