So, you’ve found yourself in a financial rut and can’t seem to pay off the debt that’s been hanging over you for far too long. Declaring bankruptcy may sound like a great solution, right? I mean, who wouldn’t want a fresh financial start and a chance to rebuild their credit? But that fresh start doesn’t mean a clean slate. In … Read more
Managing your personal finances should not include a scream right out of a Halloween horror movie. If bills, receipts and mail seem to pile up, and you are not sure how much money you have in your checking and savings accounts, you could probably use some budgeting advice. Take a look at these budgeting tricks and treats, and keep the … Read more
With the economy struggling to bounce back from years of recession and unemployment, everyone is thinking hard about personal finance goals. If you are struggling to save and pay down your debt load, you are not alone. It is time to begin strategizing in new and creative ways, to keep your personal finances healthy. If you do not already have … Read more
We all understand the importance of saving money. Even those most frivolous spenders among us recognize that they need to hold their money a little close to the vest. However, the difference between the recognition of the need to save and the practice of it lies in the desire of the individual. That desire lies within her motivation to save … Read more
It may be tough to admit, but we know we need to make better decisions when it comes to money. Ever wonder how you got to that point? While we, as adults, are responsible for choices we make, good and bad, our basis for making financial decisions often comes from dear old mom and dad.